No Longer Indebted

I am happy to report that, as of today, October 29, 2010, I am debt free.

Supertramp Loan Servicing:

First Disbursement Date	Loan Program	Current Balance
2003-07-02	SUBSIDIZED CONSOLIDATION LOAN	$0.00
2003-05-13	UNSUB CONSOLIDATION LOAN	$0.00
Total Current Balance:		$0.00

The payment scheme I adopted for my student loans has varied over the past few years. When I worked in Chicago, I paid more than the minimum payment. But I put a lot more of my money into investment accounts, since the interest rates back then meant that I was earning more money than I was paying on my loans.

After coming to Japan, that changed. Interest rates crashed, investments were losing money, and in a practical sense, investing from abroad became harder to do. So I shifted my priority to paying off my debt. I slowly ramped up the payment amounts, looking for ways to squeeze my budget to make it happen.

When I passed below the $10,000 debt mark, I made a concerted effort to pay the loan off as quickly as possible. I was helped by the rise of Japan's yen against the dollar, meaning that a transfer for 100,000 yen, typically understood to be about $1,000, would turn into something closer to $1,200 or $1,250. These little "bonuses" helped the loan drop more quickly than expected.

And so last week, I submitted my loan payoff payment of $1,233.55 and eliminated my debt.

There were no fireworks. No special feeling, really. Just the realization that from now on all the money I was paying to a lender I can now pay to myself. And the savings are going to be fantastic.

Brown

初段
準初段 (black)
１級
２級 (brown)
３級
４級 (green)
５級
６級 (yellow)
７級
８級 (orange)
９級
10級 (blue)
初級 (white)

証

二級　ヴォーン　ワーイス
右の者頭書の通り允許す
平成二十二年　九月二十九日
首里少林流空手道円武館
名護道場
館長　平良英世

Certificate
Level 2 V. W.
This is to certify that named
has achieved the stated rank
September 29th, 2010 (Heisei 22)
Shuri Sho-Rin Ryū Karate-Dō Enbukan
Nago Dōjō
Master Hideyo Taira

茶色帯
Brown belt

Green Flash

Monday evening, I drove down to Yomitan to meet up with a Couchsurfing friend who I had the honor of meeting for only 10 minutes some months ago. We've been keeping in touch through email and she invited me down for an evening of snorkeling on her dad's boat, dinner afterwards, all with the company of a cool Brazilian couple who I hosted a few nights before.


View Larger Map

We boated up the coast from the port to Cape Zanpa. It was on the way that I saw the green flash.

It took me almost two hours to get from Higashi to Yomitan, so the sun was pretty close to setting when we left the port. But that was perfect.

As the sun was getting close to the horizon, my friend asked me, "Have you ever seen a green flash?" No, never. Is it real?

And I soon found out. As the sun touched and melted into the horizon, it only took about a minute or two for the sun to get close to completely setting. Luckily, we had a very clear day with so few clouds in the sky, none of them obstructing the horizon. As the last part of the sun started to dip out of view, it happened.

A Green Flash.

It was amazing. It was brighter than what I would have imagined it to be. It was also very clear and very distinguishable. Something I had only seen in a movie I had finally seen with my own two eyes. And it was beautiful.

So I recommend that you, if you get the chance, watch a sunset on the water on a clear day. Chances are good that you'll see what I saw, a brilliant green flash, a crystal of sunlight, lasting just a moment, before disappearing. You won't be disappointed.

We also went snorkeling after sunset, which didn't allow us to see much in terms of fish or coral, but did give us a great view of bio-luminescence. Simply by moving your limbs in the water, the living organisms react to the motion of your hands and feet and illuminate briefly, swirling in dark water with dim green flashes. I had one little organism swirling in front of my mask for a few seconds - what a sight.

Back to School

While students in the US are heading back to a new school year, students in Japan are returning from their summer break as well. But instead of starting a new year, they are simply starting their second term.

As it relates to me, coming back to school after the longish summer break (at my schools, it's just over a month) is refreshing. The kids are energetic, they've had a summer of putting off homework, having fun with friends, sometimes traveling to see relatives and whatnot. And during that first week or so of school, English classes seem to go really well. There's a residual energy that seems to carry over. For some reason, the image of a solar powered battery comes to mind - my kids are like solar powered batteries. And summer is the optimum recharge period.

Same for me. I didn't go anywhere "special" this year, rather spent my time in Okinawa doing things I really enjoyed. I participated in Higashi's eisa dancing for the second year in a row. I visited my friend Dave on Zamami, met some new JETs, and got to enjoy a great festival. And I got into a nice workout rhythm.

One thing I noticed recently was how fast time at school was passing. This past week seemed like a blur. Before I knew it, the week was over. I don't mind time passing quickly (it's often preferable to time dragging along). I just hope that I don't let too much of it go by without pausing to notice the good stuff. While it may seem like I've been in Okinawa for a long time (3 years already), and that I've got the potential to be here for a little while more (2 years), I bet whenever the end of my JET tenure comes around, I'm going to look back and think, "Was it really five years?"

So here's to making the best of my time here, with the kids, and with all the people I meet along the way.

Powerfull

The power stuttered on and off today a couple of times this evening, before eventually coming back on tonight at around 8:15pm.

The power outage in my part of the village lasted 2 days, 5 hours, and 30 minutes. Everything in the freezer melted or thawed, and a few items in my refrigerator have been added to the compost pile.

Despite having full access to all the lights and appliances I own, I am actually preferring to sit here with a candle burning (for atmosphere) and a very small light on overhead, just enough to keep me from tripping over something on the floor.

Tomorrow's school will have power now, as well. I'm just not sure if they've got the water up and running yet.